Travel Insurance

What Is Travel Insurance?

Travel insurance is a blanket term that encompasses many different types of coverage, depending on the package that you purchase. This can include lost baggage, trip cancellation, trip interruption and travel medical expenses. Travel insurance can also help you recoup some of the costs if things go wrong while you are travelling for either work or pleasure.

Our travel insurance advisors will provide recommendations on coverage that protects you if you are injured or fall ill while traveling anywhere in the world.

Who Needs Travel Insurance?

There are many different types of travelers. Whether you are a snowbird heading south for the winter, a student studying abroad, a professional travelling for business or an individual heading out on vacation, our trusted advisors can provide an insurance package tailored to your unique needs.

Life happens – nobody expects to break their arm in Hawaii or lose their luggage somewhere on a multi-flight journey to South Africa. While travelling, many different issues can occur that are out of your control, forcing you to change or cancel your plans.

Medical expenses that happen outside of Canada – or even your home province – can come with a cost if you don’t have travel medical insurance. Trip cancellation and trip interruption can also help provide peace of mind if you must unexpectedly cancel your trip.

What does travel insurance cover?

There are four main types of travel insurance that can help you recoup potential losses while travelling. They are:

• Travel Medical – considered the most important type of coverage, travel medical helps cover the cost of emergency medical treatment while travelling. It can also cover your transportation home if you’re ill, injured or pass away while abroad.
• Trip Interruption – if your trip is interrupted due to an unforeseen event, like a natural disaster, this coverage can help cover costs to get you home in an emergency.
• Trip Cancellation – helps you to recoup non-refundable costs of a pre-booked trip if you are forced to cancel due to unexpected circumstances, such as an emergency medical event.
• Lost Baggage – if your baggage is delayed or lost while travelling, lost baggage coverage will help cover emergency supplies and replace your luggage if it never turns up.

How Much Is Travel Insurance?

The cost of travel insurance will vary depending on what types of travel coverage you purchase and a few other factors including:

• The destination, length and value of the trip
• The number of travelers on the policy
• The age and any pre-existing medical conditions of the people travelling
• Whether you will be doing risky activities like sky diving

It’s important to be honest with your travel insurance broker about any medical conditions that you have. They’ll be able to work with you to find the right coverage and help you understand any limitations that the policy might have.

When to Purchase Travel Insurance?

You should purchase travel insurance within 24-hours of booking your trip. If you know that you will be travelling in the future and would like to get a few quotes, our Rogers McLean Shaw travel insurance brokers can assist you with this.

Alberta Travel Insurance Specialists: Rogers McLean Shaw Travel Insurance Brokers

You want peace of mind when the unexpected happens – especially when you’re on vacation!

We know that insurance can seem complicated, which is why our dedicated team of travel insurance specialists take the time to answer your questions and guide you through the process.

As an Edmonton-based company for the past 65 years, the team at Rogers McLean Shaw are experts in the industry. As a partner of the Rogers Insurance Group of Companies, we can compare prices across the market to find you the best travel insurance quotes for your needs.