Farm insurance brokers in Edmonton
Farmers in Western Canada and the Prairies face unique agricultural risks. With the assistance of AgPro Insurance Brokers, Acera Insurance can provide expert advice and tailor a comprehensive protection policy that brings peace of mind.
Whether it’s for your revenue farm, hobby farm, acreage, livestock, equine, implements, or just agricultural equipment, Acera Insurance believes in helping protect farmers with all their growing needs.
What is farm insurance and who needs it?
Each farm in Alberta is unique and has a diverse and complex operation. From hobby farms to large-scale businesses, they are a central part of many Albertan communities. We know that for many farmers, the place where they work is also where they call home. That’s why it’s important to have coverage that protects what matters to them if the unexpected happens.
Farm Insurance Coverage Options
- Commercial General Liability – Covers property damage, injuries and potential legal expenses caused by negligent acts by yourself or an employee.
- Dwellings and Farm Outbuildings—This can include coverage for barns, greenhouses, workshops, and sheds in your area and will help cover any losses that may occur.
- Farm Machinery and Tools – Farmers need a lot of equipment to get the job done, including tractors, combines and a variety of other tools. This type of coverage protects the gear needed for your operations.
- Equipment Breakdown—Most equipment breakdowns aren’t covered under regular property insurance; equipment breakdown insurance ensures coverage for repairs and replacement if something breaks.
- Agricultural Products – Coverage for your crops and other income sources grown on your farm.
- Business Interruption / Loss of Income—If you are forced to stop farming operations due to unforeseen circumstances, this coverage can help by providing funds so you can continue to pay for the essentials while you wait for the work to continue.
- Production Cost Insurance – Uses a historical margin and adds the input costs of farming (seeds, fertilizer and chemicals) to establish a guarantee of revenue.
- Livestock and Poultry—This section addresses the specific risks associated with livestock and poultry farming compared to other types of agriculture.
- Pollution Insurance – This coverage can help you cover legal expenses if the manufacturing process for one of your products causes harm or property damage.
Insurance Coverage Types by Farm:
- Dairy Insurance
- Poultry Insurance
- Livestock insurance
- Equine insurance
- Cattle Insurance
- Hog insurance
- Crop insurance
Business interruption coverage for unique farm risks
Business interruption coverage will vary greatly depending on the work being done on the farm. Each farm has unique risks, so it can be complex to insure. Volatile global markets, livestock diseases, consumer demands, technology and the weather can all play a big part in Alberta farmers’ issues.
To protect your business, it is crucial to work with an insurance broker with agribusiness experience. Our team will provide you with a risk management assessment and support so that you can have peace of mind.
Why Acera Insurance?
Your farm insurance needs to match your business and budget. Our team of expert advisors works closely with you so they understand your business and can develop a policy that is custom-tailored to your exact needs.
We stay current with changing conditions in farming to ensure you get the risk-management assessments necessary to customize the ideal package for your business. We’ll include the basics such as general liability, property and assets from buildings and machinery to animals, crops, liabilities, and everything in between.